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Bay County Surplus Funds List

These recent Bay foreclosure auctions sold for more than the judgment owed, leaving surplus funds that may belong to the former owner. Find a property below and check whether money is waiting to be claimed.

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Foreclosure Surplus by Property

When a Bay home sells at foreclosure auction for more than the total judgment, the leftover money is surplus funds. Florida law generally presumes it is payable to the former owner of record, not the lender or the county, subject to timely lienholder claims and court approval, and it sits with the Clerk of Courts until someone files to claim it. Below are 12 recent Bay properties where the auction produced an estimated surplus.

12 properties · estimates based on public auction results · auction results re-checked daily · last verified July 15, 2026

Property Case Number Auction Date Est. Surplus
709 E 8TH ST 25001221CA Jul 13, 2026 $11,647 Start claim ›
1114 PENNSYLVANIA AVE 22000762CA Jun 30, 2026 $44,983 Start claim ›
3113 W 20TH CT 25000787CA Jun 25, 2026 $2,055 Start claim ›
1012 VIRGINIA CT 25000769CA Jun 15, 2026 $14,688 Start claim ›
3906 W 24TH CT 25000949CA Jun 15, 2026 $9,900 Start claim ›
120 HOMBRE CIR 24000802CA May 21, 2026 $59,004 Start claim ›
908 E 2ND CT 25000327CA May 18, 2026 $3,281 Start claim ›
5118 WYMORE RD 25001159CA Apr 24, 2026 $1,944 Start claim ›
16801 LISBON AVE 25000724CA Mar 12, 2026 $104,735 Start claim ›
1422 LINCOLN AVE 24000753CA Mar 6, 2026 $21,521 Start claim ›
9860 S THOMAS DR 1222 25000434CA Feb 27, 2026 $142,148 Start claim ›
1002 9TH CT E 25000276CA Jan 14, 2026 $9,207 Start claim ›
No properties match your search. Try a street name, city, or case number — or start a free claim check and we will look it up for you.

Is one of these your former property? Surplus funds are held for a limited time before the money is turned over to the state. Start a free claim check and we will confirm the exact amount and handle the filing for you, at no upfront cost.

About these figures. Estimated surplus is calculated from the public foreclosure sale price minus the final judgment amount and is rounded for display. The actual amount recoverable by a former owner can be lower after valid junior liens, association claims, court costs, and statutory fees are deducted, and is ultimately determined by the court under Florida Statute 45.032. This list is provided for informational purposes from public records and is not a guarantee that funds remain available for any specific case. Surplus Claim Advocates is not a law firm. To request that a property be removed from this list, contact us.

Want the background first? Read what excess proceeds are or Florida Statute 45.032 explained.

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